Theodore E. Hughes's The Handbook to Wills, Funerals, and Probate: How to Protect PDF

By Theodore E. Hughes

ISBN-10: 0816066698

ISBN-13: 9780816066698

Few humans are looking to take into consideration demise and less nonetheless know the way to correctly plan for it. therefore many folks move away, leaving their households to accommodate complicated monetary issues. "The guide to Wills, Funerals, and Probate, 3rd version" simplifies this subject - sincerely and concisely explaining wills and the way they functionality, probate and demise taxes, making funeral preparations, and settling and shutting an property. With legislation consistently altering, this significant advisor - a completely up to date and revised variation of "A family members consultant to Wills, Funerals, and Probate" - covers the most recent ideas and strategies. Updates contain the commercial progress and Tax aid Reconciliation Act of 2001, which revised federal present and property tax legislation, and all country legislations tables, and new chapters were additional to hide important concerns in additional element. This quantity is vital for an individual dealing with tricky judgements following the dying of a friend. up to date assurance contains: Executor's charges and liabilities; 401(k) and different retirement bills; discovering suggestions for specified occasions; presents; Joint possession; existence assurance; long term care coverage and Medicaid; New funeral and burial rules; getting ready for lack of ability; move of kinfolk companies; Transfer-on-death registrations and deeds; and Trusts.

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Extra info for The Handbook to Wills, Funerals, and Probate: How to Protect Yourself and Your Survivors

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Smith Trust,” you remain liable for any claims made against either the trust or yourself as a private person. As you may have concluded at this point, the revocable living trust offers you many of the same advantages as joint ownership: primarily the avoidance of probate. Why, then, go to the trouble and expense of setting up a trust? The answer is that a trust offers you several advantages not available through joint ownership. First, it enables you to retain full control over your assets, including the right to change beneficiaries at any time.

SPECIFYING MONEY BEQUESTS Because you may not die for fifty years or more after making your will, you have no way of estimating the ultimate value of your estate. ” If, however, you make a number of small bequests, you need to decide whether to express them in dollars or in percentages. ” If, fifty years from now, $1,000 shrinks to one-fifth of its current value, the gift will be insultingly small; on the other hand, 1 percent of your total estate may at that time represent an amount much larger than you intended.

If, in addition, you designate the trust as your sole beneficiary in your will by the use of a “pour over” clause, the trust will receive any probate assets you may own at the time of your death—after, of course the expense and delay of probate administration. In such a situation, the trust agreement serves, for all intents and purposes, most of the functions of a will. Although it is generally effective for avoiding probate administration of your estate, the typical revocable living trust does not avoid income or estate taxes.

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The Handbook to Wills, Funerals, and Probate: How to Protect Yourself and Your Survivors by Theodore E. Hughes

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